When purchasing a home, you are faced with many decisions. choices. First, you have to determine if you are positioned to purchase a home. Then, locating the perfect home is not always an easy task, and getting a mortgage loan can be a complex and tiring process. However, it is an extremely rewarding one.
I am committed to helping you every step of the way. My service helps you to locate and assess properties that meet your criteria, based on the market and neighbourhood values that I work with on a daily basis. You will get advice on what you need to successfully buy a home, recommendations for strategic negotiations, connections to great resources in our community and help with the crucial closing details such as financing and inspections. My top priority is to ensure that your home-buying journey is pleasant, cost-efficient and successful.
Step 1: Things to Consider **consider a checklist/questionaire format**
Your first step to buying a home is to first ask yourself why you want to buy a home: to stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house? Next, list what kind of home you’d like and where you would like to be. Be specific. Separate the “must haves” from the “want to haves.”
Take your general ideas of buying a home and target to more specific criteria.
Consider area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how much time are you are willing spend to commute to work.
Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.
Step 2: Loan Pre-Qualification
Once you have this basic criteria, you will need to get pre-qualified with a mortgage company. This can be done over the phone or online in a matter of minutes. I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for their clients.
Step 3: Find The Right Home For You
Next, I will help you find a dream home or property that fits your budget and your needs using the (MLS) Multiple Listing Service. You can view my listings here